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Is Bitcoin DCA even worth it if you don’t have stable income yet?

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Hey everyone, I’m trying to think rationally here and would like some outside opinions. I’ve been DCA’ing into Bitcoin, but my income right now is unstable. I’m not broke, but I’m also not at a stage where I have consistent monthly cash flow. Because of that, there’s always a chance I might need capital quickly if a business or investment opportunity comes up.

That’s where I’m conflicted. I understand the longterm case for Bitcoin, but realistically:

Strong BTC moves can take years Short- to mid-term volatility is stressful when money isn’t surplus If I end up making something like $1k profit over 4–5 years, that honestly doesn’t feel worth the opportunity cost right now

I recently sold my BTC and moved everything into stable cash because:

I don’t like locking money when I may need it urgently I’d rather focus on building income/business first

My current thinking is: Once I have stable income and maybe $6k–$10k saved, I can invest a larger chunk into BTC and comfortably hold long-term without stress.

So my question is: Does it make sense to pause or stop DCA until income is stable? Or is it still better to keep a small DCA going no matter what?

I’m not anti Bitcoin lol , I just don’t want to force an investment that doesn’t fit my current phase of life. Appreciate honest takes , especially from people who’ve been through a similar situation.

submitted by /u/MohAsh2
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