Buy 1 BTC but UK banking limits £10,000 per month

If the price of BTC dipped to £50,000 / $69,035 how would someone in the UK purchase 1 BTC?

UK banks have £10,000 per month crypto limits !

Someone would have to plan 5 months ahead, transfer £10,000 each month into an exchange (Coinbase / Kraken) and trust the fiat was safe, sat there, earning zero interest!

Is this the way?

References:

https://www.firstdirect.com/help/bank-accounts/payments-and-transfers/cryptocurrency/

Our limits:

• Payments – £2,500 for a single payment and a total payment limit of £10,000 in any rolling 30-day period.
• Debit cards – £2,500 for a single card payment and a total card payment limit of £10,000 in any rolling 30-day period.

https://www.barclays.co.uk/help/payments/payment-information/crypto-currency-payment-restrictions/

Monthly limits for non-card payments

From 2nd December 2025, we’re introducing limits on bank transfers (Faster Payments) to crypto-currency exchanges.

• You can make individual transactions up to £2,500.
• There’s also a total personal transaction limit of £10,000 per calendar month, which includes all payments made from any of your accounts.

https://www.santander.co.uk/personal/support/fraud-and-security/cryptocurrency

Your limit will be:

• £1,000 per transaction
• a total of £3,000 in any rolling 30-day period.